When it comes to the types of water damage that cause damage to buildings, there are three categories. An assessment of the water’s contamination level will be required.
Per the Institute of Inspection, Cleaning and Restoration:
“The following recommendations assume water-related storm damage to residential or light commercial structures. For recommendations regarding restoration of major commercial properties and building assemblies, it is important to consult with professionals who have specific training and experience in this area.
Whether insured or not, it is important for property owners to document damage with photographs or video, and immediately, to begin loss mitigation procedures themselves; or hire a qualified contractor to do this on their behalf. By that time, in all probability sufficient time will have passed to grow and amplify microorganisms.
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